First Technology Federal Credit Union Careers

• Proactively research, analyze, monitor and report competitive and market mortgage rate data
• Assist Lock Desk with management of pricing revisions on the mortgage loan production pipeline
• Assist with monitoring and tracking target margins applied to rates and prepare loan pricing analysis to provide recommendations for pricing methodologies to achieve profitability targets
• Prepare, monitor and maintain daily pricing of mortgage loans, in alignment with pricing strategies, models and risk parameters; communicate both internally and externally
• Monitor mortgage loan pricing requests from Mortgage team and develop and distribute activity reports as required
• Perform analyses on mortgage loan pricing to identify ROA vs GOS impacts and make magi recommendations to appropriate Committees
• Partner with Capital Markets and leadership to identify potential Participation Program opportunities.
• Lead Participation Pool pricing and bids within established policies, business strategies, and regulatory guidelines
• Research, resolve, validate and communicate operational and systems issues to leadership
• Develop and maintain departmental processes and procedures; identify gaps and recommend improvements

• Minimum Education: Bachelor’s degree is preferred
• Minimum 3 years’ experience in mortgage lending and secondary markets
• Strong knowledge of mortgage lending practices, processes and regulations
• Ability to anticipate needs and prioritize projects in a fast-paced environment with tight deadlines and high-volume peaks while producing high-quality work
• Excellent business communication skills; able to write/speak clearly and professionally for a variety of audiences
• Ability to foster strong relationships with internal and external stakeholders
• Strong research, analytical and problem-solving skills with excellent attention to detail
• Demonstrated effective time management skills and the ability to work independently or in a collaborative team environment
• Basic knowledge of FHLMC, FNMA and FHA mortgage products and systems
• Familiarity with loan origination software
• Working knowledge of Microsoft Office Suite
• Certification/License: N/A

Location: Hillsboro Corporate Office - Hillsboro, OR 97124

Target Compensation for Hillsboro, OR: $80,000 - $85,000 plus annual bonus

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Accrue up to 17 days of Paid Time Off your first year of employment
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)